With competitive low rates and a range of financing options, Laurel Road’s streamlined online mortgage application process is designed for dentists like you. Get personalized rates in minutes and receive a 1-on-1 consultation with a mortgage loan officer today. 

Mortgage Benefits Include:

• Special savings with a 0.25% rate discount as an ADA member²
• Low down payments options for dentists¹
• Save up to $650 on your closing costs³
• Dedicated Mortgage Specialist assistance available every step of the way, including extended hours

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice.

1. Only available to interns, residents, fellows, doctors, dentists, clinical professors, researchers, or managing physicians with a current license and a degree of Doctor of Medicine (MD), Doctor of Osteopathic Medicine (DO), Doctor of Podiatric Medicine (DPM), Doctor of Dental Surgery (DDS), or Doctor of Dental Medicine (DMD). Doctors and dentists that are not actively practicing are ineligible. Additional conditions and restrictions apply. In some states, a conventional loan option with Private Mortgage Insurance (PMI) may offer better priced loan terms than a Physician Mortgage for down payments less than 20%. Financing options presented upon checking rates offer lowest rate and payment options available based on information provided and may not be a Physician Mortgage. Contact Laurel Road to discuss all eligible options.
2. The 0.25% mortgage interest rate discount (the “Discount”) is available to borrowers that are an active ADA member no less than five (5) days prior to closing. The Discount cannot be combined with any other interest rate incentives, applies only to new Loan applications and becomes effective at closing. For fixed-rate Loans, the Discount is a permanent interest rate reduction reflected in the Promissory Note. For adjustable-rate Loans, the Discount is reflected in the interest rate applicable to the initial fixed rate period and in the maximum amount the interest rate can increase over the term of the Loan. Other restrictions may apply. 
3. Laurel Road offers up to $650 in lender's credit towards your mortgage closing costs. Credits cannot exceed borrower’s actual costs to close. For more information refer to the Rewards Program at www.laurelroad.com/partnerships/ada/

Laurel Road is a brand of KeyBank National Association. All products offered by KeyBank N.A. NMLS # 399797. Equal Housing Lender. © 2025 KeyCorp® All Rights Reserved. Laurel Road is a federally registered service mark of KeyCorp. 3 Corporate Drive, 4th Floor, Shelton, CT 06484, USA.